Heating and Cooling Financing

Your heating and cooling system affects how you feel at home or at your place of business. It also accounts for half of your energy usage every month. Investing in a new, efficient heating and cooling system will provide your home or business with comfort and energy savings for years to come. With Heating and Cooling (HVAC) Financing from Houston Admiral, you will be provided with a greater degree of flexibility and purchasing power through our partner at Synchrony Bank.

Synchrony Financial

Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.



Synchrony Bank is the undisputed leader in providing financing options for HVAC consumers.

What kind of financing does Houston Admiral offer through Synchrony?

  • Reduced 7.99% APR for 110 months
  • Reduced 5.99% APR for 58 months
  • No monthly interest for 25 months
  • No monthly interest if paid in full within 24 months

This is available for both air conditioning or heating repairs or replacement!

To serve you better, we request an on-site visit to your home or business before providing a quote. Feel free to contact us via e-mail or telephone to schedule a comfort specialist to visit you today!

FTL Finance

Since 1996, FTL Finance has specialized in lease financing for HVAC consumers. They have provided Houston Admiral customers with excellent customer service, fair credit evaluations, flexible terms and payment options.

What kind of financing does Houston Admiral offer through FTL Finance?

  • FTL Finance Lease: The FTL Finance Lease is a single installment loan with a $1 buyout. This finance option has a fixed term, a fixed interest rate, and a fixed payment.
  • FTL ESC Card: The FTL ESC Card is a revolving loan and draws interest daily. The monthly payment reduces as the borrower pays down the interest.