The Woodlands TX Financing for Air Conditioning

Do you need The Woodlands TX financing for air conditioning? A new HVAC system is a huge investment, and you may not know where to start. At Go Admiral, we’re here to answer some FAQs on air conditioning replacement costs and financing.

If you’d like financing help now, feel free to check out our zero-down financing program on our website or give us a call today. Go Admiral is open 24 hours a day, 7 days a week, and accepts emergency appointments.

The Woodlands TX financing for air conditioning

HVAC replacements can be a big investment. If you need financing, call Go Admiral today

How much does it cost to replace an air conditioning system?

Before we dive into cost estimates, we need to set the stage. Let’s take a brief look at what replacing an air conditioning system may include.

HVAC systems include two different products

The term HVAC refers to a heating, ventilating, and air conditioning system. Most homeowners in The Woodlands, Texas, have an HVAC system with an air conditioner–made up of an outdoor unit and an indoor component–and a natural gas furnace. Heating and cooling your home with a natural gas furnace and AC unit is the most affordable and energy-efficient option.

Your furnace and air conditioner share a duct system, so it can be easy to forget that they are actually two separate products. However, since they are, you may only need to replace the furnace or air conditioner. However, it may save you money down the road to replace them at the same time.

Replacing your unit

In most cases, an HVAC technician installs the air conditioner and furnace at the same time. So, furnaces and AC units typically die around the same time. However, it’s possible your AC will break down before your furnace, or vice versa.

The Woodlands TX financing for air conditioning

Your furnace and air conditioner need to be compatible

Should only one of them break down earlier than expected, there are a few things to consider before replacing just the furnace or the AC. If the furnace and AC are not fully compatible, you’ll need extra ductwork. Further, if you were hoping to upgrade to a larger AC unit, you probably won’t be able to.

Homeowners often find that replacing just the furnace or AC costs more money in the long run. For these reasons and others, most homeowners decide to buy a new furnace and AC at the same time.


Replacement costs depend on the company you choose, the brand and size of your AC and furnace, and the amount of labor that needs to be done. Larger, higher-end AC units will cost more than smaller, lower-end units. However, it is crucial that you choose the correct size unit for your home.

If your unit is too small, it will run for a long time without effectively cooling your home, and the parts will wear down quickly. If your air conditioner is too large, it will cycle rapidly, which also causes premature wear.

Here’s a broad look at HVAC replacement costs:

AC: Including labor, the unit itself, and minimal ductwork, an air conditioner replacement can cost between $3,500 and $7,600.

Furnace: Replacing a natural gas furnace can cost between $3,000 and $5,000.

Complete HVAC system (AC and Furnace): For a total HVAC replacement, prices can range from $3,200 to $12,500.

Ok, so the price range listed above for a complete HVAC replacement seems unhelpfully large. Bear with us! If you’re a homeowner in The Woodlands, Texas, we can probably give you a better idea.

In most cases, a homeowner in The Woodlands would likely pay around somewhere in the middle of those ranges for a furnace, AC, and HVAC. Since our summers are scorching and most houses are over 1,000 square feet, you probably can’t buy a tiny unit. However, most homes in the area are moderately sized, so you don’t need a colossal AC, either.

That said, in The Woodlands, Texas, the average homeowner could pay between $6,000 and $8,000 for an HVAC replacement. Those who are purchasing smaller AC units (2 ton or smaller) and need minimal ductwork may pay around $6,000. On the other hand, homeowners who need at least a 3-ton air conditioner and extensive ductwork may pay $8,000 or more.

Why is HVAC installation so expensive?

There are multiple factors contributing to the cost of an HVAC installation, including the product itself, ductwork, and labor. Here in The Woodlands, Texas, many homeowners need a 2.5 or 3-ton unit, so it could cost $2,500 to $4,500. Gas furnaces run between $1,800 and $4,000.

In addition, you’ll have to pay for at least some ductwork. Labor costs are not cheap, either. Replacing an HVAC system is can be an all-day project, possibly longer.

What companies have options for The Woodlands TX financing for air conditioning?

Most service companies offer HVAC financing options. However, we recommend getting at least two estimates for your air conditioning and heating replacement. Prices can vary widely between companies, and it’s possible you’ll get differing opinions on what you need.

At Go Admiral of The Woodlands, we know it can be hard to budget for a new heating and cooling system. That’s why we strive for affordable The Woodlands TX financing for air conditioning. We’ve patterned with Synchrony Financial and proudly offer zero-down financing and reduced APR rates.

How can I apply for financing?

Check out our financing page on our Go Admiral site. We have an online application, so you can quickly check if you’ll be approved for credit. Also, feel free to call us anytime for information about our payment plans, financing options, and credit approval.

Why should I choose Go Admiral for an HVAC replacement?

The Woodlands TX financing for air conditioning

Call Go Admiral and get help with The Woodlands TX financing for air conditioning today

At Houston Admiral of The Woodlands, we completely understand how stressful replacing an AC unit can be. We strive to make the process as painless and affordable as possible. In addition, we are the only HVAC company in Houston and surrounding areas to back HVAC installations with a lifetime warranty.

We also offer affordable financing options, including zero-down financing, no interest for 25 months, and reduced APR rates. Our monthly payment plans and online account management make it easy to handle payments.

What other services do you offer?

Go Admiral offers comprehensive residential and commercial HVAC services to Houston and surrounding areas. Our certified technicians perform heating and cooling system repairs, installations, replacements, maintenance, air quality tests, and more.

Call today for more financing information

If you need The Woodlands TX financing for air conditioning, give the pros at Go Admiral of The Woodlands a call today.

Fun Facts about The Woodlands,  Texas

  • You can enjoy nearly 40 acres of hiking and biking trails at The George Mitchell Nature Preserve.
  • Want to see those beautiful springtime Texas bluebonnets? Head to Rob Fleming Park and Aquatic Center’s bluebonnet meadow in early spring.
  • On the second Saturday of every month, Creekside Park hosts Free Family Movie Night.

For more fun facts, visit The Woodlands homepage.